The business world is becoming more complex, inter-connected and dynamic.

This change presents both risk and opportunity and an increasing need to ensure that verification, credit and supplier vetting decisions are based on current and reliable information.

The success of your business depends on it.

Business Reports support a variety of business-to-business activities, such as verification of a company’s credentials and owners, assessment of applications for trade credit accounts or finance, new supplier due diligence and contract reviews.

Essential information enabling fast, informed decisions

The data used to compile each report is updated in real-time at the point of enquiry. Information is gathered from a range of reputable sources and combined to form a multi-dimensional credit profile, which is then overlaid with predictive analytics to determine credit-worthiness.

Essential information is prominently displayed to enable fast, informed business decisions.

You can select from two scored credit reports that analyse companies and the people behind them to different levels of depth. 


Depth of investigation

Credit scoring


Company credit profile Company credit score


Company and director credit profiles
  • Blended company/director credit score
  • Director credit scores

The Standard report profiles the business, its credit history and payment performance.

The Advanced report goes even deeper with the addition of credit insights on the directors of the business.

Both reports provide a credit score that uses different depths of information to predict the likelihood of a late payment or recording an adverse event in the subsequent year from the point of enquiry.

Benefits of using Business Reports

  • Simple
    An intuitive user-experience makes searching for businesses and running reports easy, reducing the time to decision
  • Flexible
    Adjust your level of investigation to reflect your decision type and risk exposure
  • Fast
    Real-time delivery supports automated decisions
  • In-depth
    Multi-layered reporting reveals more, giving you the knowledge advantage
  • Savings 
    Improved lending process efficiency and automation means you’ll save time and money
  • Powerful
    Make confident decisions using our highly powered predictive scores and analytics

How do I get underway?

If you are already an Equifax subscriber, you can access Business Reports straight away.

If you are not an Equifax subscriber, sign up today.


For more information, download the Business Reports brochure.