Effective credit risk management continues to be a challenge for financial organisations today. Slow consumer credit growth, significant regulatory changes and transition to a Comprehensive Credit Reporting (CCR) environment reinforces the need to strengthen credit risk capability across the customer lifecycle.
Equifax’s advisory service is committed to assisting our customers by providing credit risk expertise drawn from a wide range of local and international markets. The advisory team has proven expertise in delivering value-adding solutions for a variety of credit organisations including banks, credit unions, financial service providers, telcos, utilities and debt collection agencies.
Leveraging our expertise and experience we can assist you with:
- Transitioning to CCR
- Development of credit risk frameworks
- Design and review of credit risk strategy
- Credit analytics to provide value creating opportunities
- Credit scoring solutions to optimise decisioning outcomes
- Development of portfolio management risk/reward opportunities