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Personal loans on the rise as overall consumer credit demand continues to stabilise

21 May 2025 Media Release

Tags: consumer credit demand Mortgages Personal loans credit cards

Despite uncertain market conditions consumer credit demand rose slightly in the September quarter of 2023, according to the latest Equifax Quarterly Consumer Credit Demand Index (September 2023). The September quarter saw further stabilisation of retail credit demand, with solid growth in July and August, tempering through September in the run up to the election.  The growth in demand was largely driven by personal loans (up +16.7% vs the same period in 2022).

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