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Terms & Conditions
... party information services, and our commercial and consumer credit reporting services. Additional terms apply to some of the services we ... service electronically, you may retain a printout of any report we supply you. Note: For example, if we deliver reports electronically, ...
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Growing Your Small Business – Three Ways To Protect Yourself
... be working with, to assess their creditworthiness and the credit risk they may pose. Equifax New Zealand’s - ‘ Business Reports ... a customer is high risk You can request a ‘ Business Report ’ for customers that you’re extending credit to. You’ll be able ...
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School students to become credit-smart as new financial literacy partnership launches
... 2017 – Educating school students on the pros and cons of credit so they become more financially savvy is driving a new partnership which ... the score. This is then presented to students via a credit report, which reveals their current credit score and the factors that ...
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DataLink Manager
... your decisioning data sources using one platform. This gives credit providers more control over credit policy workflows and decisioning, and ... any business process requiring bureaux data Report Caching: Avoid repurchasing data products using DataLink Manager’s ...
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Business HealthCheck
Almost all businesses that provide credit spend valuable time and money vetting customers before doing new ... you hold about them remains current and that their credit positions haven’t changed to the point where you would reconsider your ... with a Business HealthCheck Business HealthCheck is a report that encompasses your entire portfolio, and provides information on both ...
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Helping mortgage brokers succeed in the current market
... need to manage their time and ensure they have the best credit and affordability information, to provide a good customer experience and ... to disclose something that will show up on their credit report, so without a credit check by an intermediary, it would only be picked ...
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Default Loading
Equifax’s default load service enables you to report the default of any payments owing, from both consumers and businesses. Default information is loaded into our credit bureau, ensuring all other enquirers are aware that an individual has ...
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Determining Mortgage Affordability – Practical Insights for Mortgage Brokers
In December 2021, changes to the Credit Contracts and Consumer Finance Act (CCCFA) meant lenders faced more stringent criteria when approving credit. Proving affordability became a more time intensive process, due to the ... Mortgage Brokers to make informed decisions. Our CCCFA report also has a special mapping of income and expenses categorisation, ...
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Business Data Exchange
... is good, bad or somewhere in between. In this case, all your credit and payment collection decisions are being made in a vacuum, which can ... that trade contributors receive compared to the standard report. Commercial Check ...
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Paying your bills - how to catch up when you’ve fallen behind
... delayed and what the consequences are. Check with all your credit providers to establish any penalties for late payments. Being armed with ... may aso be interested in: To order a free credit report please go to My Credit File . Additional FAQ's on the impact of ...