Personal
Where does the information on my credit file come from?
Thursday, 3 November, 2022 - 11:33
We collect credit information directly from you as the consumer, from our customers such as banks, finance companies and other credit providers, or from publ
How long is the information held on my credit file?
Thursday, 3 November, 2022 - 11:32
Negative information (such as collection data, default data, summary instalment orders and judgement records) remains on your credit file for five years.
How do I correct the information on my credit file?
Thursday, 3 November, 2022 - 11:31
The credit provider or debt collection agency should be contacted directly if you believe there is something incorrect on your credit file.The full name of t
My Credit File
Tuesday, 5 July, 2016 - 16:42
Get your credit report and alerts to changes in your credit file from Equifax - New Zealand's largest and most comprehensive credit information bureau.