Personal

Does my credit score only focus on my bad financial habits?

Monday, 21 November, 2022 - 09:56

No. Your credit score is a number that reflects positive and negative credit behaviour.

Is it difficult to dispute the information on my credit file from Equifax?

Monday, 21 November, 2022 - 09:55

No, it is straightforward.

What on my credit report impacts my credit score?

Monday, 21 November, 2022 - 09:52

There are many factors that could impact your credit score such as time at an address, collection defaults and/or judgments on a credit file are very powerfu

How do I improve my credit score?

Monday, 21 November, 2022 - 09:52

There are several strategies for improving your credit score - pay your bills on time, if you get into trouble talk to the lender, reduce the number of credi

What is considered a good credit score?

Monday, 21 November, 2022 - 09:51

A credit score above 600-700 and above indicates that you're on top of your finances. A credit score below 600 indicates you are less creditworthy.

What's the difference between a credit score and a credit file?

Monday, 21 November, 2022 - 09:50

Your credit score is a number that reflects the activity on your credit file.

What is a credit file?

Thursday, 3 November, 2022 - 11:36

A credit file is a history of all your credit activity, dating back to the first time you obtained credit.

Who has access to my credit file?

Thursday, 3 November, 2022 - 11:35

Your credit file can be accessed by you and certain entities for specific purposes, and only when you have provided consent for them to do so.

Should I have a copy of my credit file?

Thursday, 3 November, 2022 - 11:34

We recommend you obtain a copy of your credit file. This is for several reasons.

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