Should I have a copy of my credit file?

We recommend you obtain a copy of your credit file. This is for several reasons.

1. The information on your credit file may impact your ability to obtain credit.
2. Your credit report is one of the first places fraudulent activity will appear if you've been victimized by identity theft.
3. Multiple sources of information can lead to inaccuracies on your credit report.

You are entitled to access your credit file for free (supplied within 10 business days) through mycreditfile.